?????? 16? “?? ???? 38? ???? ??(9?～12? ??)? 99?? ????? ??? ?? ?????? 3392???? 98? 5771???? 2379??(41.2%)?? ???”? ???.

??? ???? ???? ? ????? ????? ?? ??? ?? ?? ??? ?????? ?? ????? ???? ?? 37% ??? 7795??? ??? ??.

?? ??? ??? ??? ?? ? ??????? ??? 98? 778?? ???? 2592??? ??? ??.

?? ??? ??????(ROA)? 98??? 0.7%??? ??? 1.1%? ???? ?????(ROE)? 9.5%? 4.6% ???? ????. 1?? ??? 1?2000???? ??? ???? 1?? ?????? 1?3000???? 43% ???? ? ???? ???? ??? ??? ???.????? ????? 1308??? ??? ??? 1?? ??? ?? △?????(427??) △??????(267??) △CSFB(218??) △HSBC(212??) ?? ?. 38? ??? 10?? ??? ??.?? ?? ????? ?? 4?, ??? 2?? ???? ???? UBS? ?? ???? ?? ?? ???? ????? ??? ?? 16?? 46? ???? ????.

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