????? ? 12%?? ????? ????? ????? ???? ???? ????? ‘?? ??? ????’? 30??? ????? ???.

????? ?????? ???? ?? ????? ????.

???? ???? ??? △1?? ??? ??? ??? ????? 5% △1?? ????? 1～29??? ????? 3%?.

??? 1??? ???? ??? 1?? ? ??? ??? ??? 1?? 65??(???? ? 12.5% ??)? ???? ???? ??.

???? ??? 5??? ??? ? 13%(???? ??? ? 13.5%), 5??? ??? ? 12.5%(???? ??? ? 13.0%)?.

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