[??? ????]?? ????? ????? ??

??????? ??? ????? ?????? ??? ???? ??? ?? ??.

????? ?? ??? ?? ???? ??? ????? ???? ??? ??? ?????? ? ?? ???.

29? ????? ??? ????? ??? 1??? ?????? ??, ????? ???? 0.4%? ??? ??. ????? ??? 13??? ?????(????? ????? 0.4%)? ????? ??.

????? 15??? ????? ????? 0.4%? ?????? ???? ??. ?? ?? ?? ? ??? ?????? ?? 9? ??? ??? ?? ???? ??.

?????? ???? ?????? ??? ??? ??? ???? ??? ?? ???(???? 0.3～0.6%)? ???.

?????? 0.4%? ?? ????? ????? ? 3.2%??? ??? ???.

???? ???? “????? ??(高利)? ????? ???? ? ??? ???? ??? ?? ??? ??? ??????? ??? ??? ??? ????? ????? ??? ?”??? ????.

?? ??? ????? ??? ? 0.4%? ?????? ??? ????.

????? higgledy@donga.com