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  • ?? 2003? 3? 11? 18? 36?


???? ????? ??? ??? ??.

11? ???? ??? ????? 10? ???? ??? ??? ????? ????? ??? ?? 0.2% ???? ????.

????? ????? ?? ?? ? ?? 4???.

300?? ?? ???? ??? 1???? ?? 4.7%?? 4.5%?, 3~6????? 4.3%?? 4.2%? ????.

? 500?? ?? ???????(CD), ????, ??? ??? 60~91???? ?? 4.1%?? 4.0%?, 92~180???? 4.3%?? 4.2%? ?? 0.1%???? ????.

?? ?? 3?? ????????? 5.4%?? 5.2%?, ??????????? 5.8%?? 5.6%? 0.2%???? ???.

????? ?? 6???? ???? ??? 4.6%?? 4.5%?, 2???? 4.9%?? 4.8%? 0.1%???? ???.

?? ?? ????? 5? ?? ???? ??? 3??? 4.8%?? 4.7%, 3~6??? 3.7%?? 3.6%? 0.1%???? ????.

1??? ??????? 4.7%?? 4.6%?, 3??? ????? 4.8%?? 4.7%? ???.

????? higgledy@donga.com

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