[????]???? ?

?? 2003? 1? 20? 18? 16?

???: ?

???: ?

▽??? △????=?? ??? 5000?? ??? 500??? ??? ??. ??? ??? 1644??, ??? 119???? ???? ?? 30.4%, 240.5% ??. ?? 800?(????? 5.1%)? ??? ?? △??=??? ?? 307?1700??, ???? 24?9800??, ??? 402?700??? ??? ??? ???. ???? ?????? 644?2800??? ??? ? △????=?? ???? 2000??, ??????(ROA)? 1.15%, ???????(ROE)? 23.43%, ??????(BIS) ?? ??????? 11.0%? ??? ??. ??? ???? 1312??, ROA? 0.88%, ROE? 18.79%, BIS ??? 10.85%

▽??? △???=??? ???? ????? ?????? 3?7200??(10??) ??? ???(GSM) ????? ???? ????. ?? ??? 1???? ???? ???? ??? ?? ??? ?? ??? ??? △?????=??????? ?????? ??????? ??????? ?????(SBM)? ??????? ?? ???. ????? 1130??, 6?5000???? △KTF=?? ? ??? 5?8000??(??? ?? 4?6000??) ???? 5500?? ??