“??B ??? 1??”…??? ?? ?? ‘???’ ??

????
?? 2014? 12? 2? 16? 06?

???: ?

???: ?

2015??? ????????(??)? '???' ??? ???.

????? ???? ?? ???? ???? ??? ????? ??? ???. ?? ??? ??, ??? ???? ?? ????? ?? ?? ???? ????. ????? ??? ???? ??? ??? ????. ?? ?? ???? ??, ???? ????? ??? ??? ??? ? ????.

?????????? 2015??? ?? ?? ??? 2? ????. ???? ??? ??? ??? △?? A? 1.37%, B? 0.09% △?? A? 2.54%, B? 4.30% △??(??) 3.37%? ????.

?? ???? '???' ??? ??? 2012??? ??? ?? 2.67%?? 0.7%p ?? 3.37%? ?? ????. ?? B? ??? ??? 4.30%? ?? ?? ??. ?? A? ???? ?? ?? 0.97%?? 1.57%p ??? 2.54%? ????.

??? ??? ?? ????? ? ??? ??? ??? ???. ?? B?? ??? ??? 1????, ??? ? ?? ??? 1·2??? ?? ??? ????.

?? A?? ??? ??? ?????, B?? ???? ???. ??? ???? ?? ??? ?? B? ???? 0.09%? ???. 2011??? ??(??? 0.06%) ?? ?? ????? ??? ???.

??????? ????? ????? ?? ???, ????? ????.

????? ??? ??? △????? 0.36% △???? 1.07% △????? 1.33% △????? 1.43% △???? 1.46% △??? 1.64% △???? 2.79% △???? 5.36% △?? 6.18% ???.

???? ??? ??? △????2 0.21% △????1 0.38% △??1 0.68% △??1 0.82% △??2 1.39% △????1 1.75% △??2 1.87% △????2 2.02% ??? ????.

??, ?????? 3? ???? ????.

??? ???? ?? juhee@donga.com