“???? ? ??? ????”…??? ?? 6% ‘??’

???(??)
?? 2025? 1? 6? 17? 24?

???: ?

???: ?

5? ????, ??? ???? ?? 5.92%? ? ?? 0.17%p↑
???? ??? 6.58% ??…???? ???? 4? ?? ??

2? ?? ?? ?? ?????? ???? ??? ??. ?? ??????? 12? ??? ?(??? 12?30? ??) ?? ??? ?? ?? ??? ??? ?? ??? ????? ???? ?? -0.03%? ????. ??? ???? ???? ??? ???(-0.02%→-0.02%)? ???? ????. ????? 40? ?? ??? ??(0.01%→0.00%)? ?? ??? ???? ????. ?? ????? ???? ?? ?? ??? 4? ??? ??? ?? 41? ???. ??? ?? ??? ???? ??? ??? ??? ?? ? ?? ????? ??? ???? ??? ???? ????. 2025.01.02.[??=???]

?? ???? ?????? ??? ?? ??? 6%?? ??? ??. ?? ????? ???? ???? ?? ??? ??? ??? ?????, ????? ??? ???? ??? ??? ???? ????.

7? ???? ??? KB??·??·??·??·NH?? ? 5? ????? ??? ????(??·???)? ?? 3.42~5.92%? ????. ? ? ?(??? 12?6?)? ??? 3.35~5.75%?? ??? 0.07%???, ??? 0.17%??? ?? ??? ????.

? ?? ???? ?? ????? 3.86~5.17%?? 3.97~5.27%? ??? ??? 0.10%??? ????. ????? 3.889~5.389%?? 4.319~5.819%? ???? 0.43%??? ???. ????? 3.35~5.75%?? 3.42~5.92%? ??? 0.07%???, ??? 0.17%??? ???.

????? 3.84~5.24%?? 3.83~5.23%?, ????? 4.14~5.34%?? 4.13~5.33%? ???? 0.01%???? ???.

??? ???? ?? ??? ?? ??? 5??(???·AAA) ??? ??? 3? 2.914%?? ?? 3? 2.959%? 0.045%??? ??? ? ??.

5? ??? ??? ????? ?? 4.48~6.58%? ????. ? ? ? 4.58~6.68%?? ??? ??? 0.10%??? ??? ????.

????? ? ?? ???? ??? ????? 4.76~6.16%?? 4.72~6.12%? ???? 0.04%??? ???. ????? 4.66~5.97%?? 4.63~5.93%? ??? 0.03%???, ??? 0.04%??? ????.

????? 4.762~6.262%?? 4.704~6.204%? ???? 0.058%???? ???. ????? 5.29~6.49%?? 5.23~6.43? 0.06%???? ????. ????? 4.58~6.68%?? 4.48~6.58%? ???? 0.10%??? ???.

?? ??? ???? ?? ??? ?? ???(COFIX·????????)? ? ? ?? ??? ? ??. ??? 9? 3.40%?? 10? 3.37%? ?? 11? 3.35%? ???. ????? ???? ?? ?? ???? ?·?? ???? ??? ???? ???? ??????? ??? ????.

?? ????? ?? ???? ???? ?? ??? ?????? ????? ??? ??? ??? ? ??. ??? ? ?? ?? ??? ????? ??? ???? ???? ???? ?? ??? ??? ??? ??? ??? ??? ???? ????.

?? ?????? ?? ?? ???? ??? 4?? ?? ????. 5? ??? ?? ?? ??? ????? ??? 7? 3.542%?? 11? 4.58%? ? ?? 1.038%??? ???.

[??=???]