14? ????(IB) ??? ??? ???????? 30? ?? 5? ???(?????)? ???? 1500? ? ??? 1810? ?? ?? ??? ???. ???????? 5.2~5.8%? ??? ??? 5.75%? ?? ??? ???.
22? ??????? ??? ??? ???????? ?? 2000? ?? ?? ??? ???? ??.
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