??UBS????? ???? ?? ?? ?? ? ?? ?? ??? ????(IT), ???? ? 20? ??? ??? ?? ???? ??? ??. ????? 10%? ???? ?? ??? ?? ???, ??? ??? ???? ??? ??? ?? ????. ???? A?? ? 2.15%(????? 1% ??), C?? ??? ??? ?? 2.15%? 1.60%?. ????? ??? ??? A? ? 0.5%, C? ? 0.65%? ????. 1? ??? ????? ???? ??? ?? 1?? ?? ??? ?? ???? 1? ??? ???? 6?? ? ?? ????.
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