??? ?? ??? 0.75%↑…6? ??? 2005? ?? ??

?? 2009? 7? 13? 02? 59?

???: ?

??? ??? ????? 2005? ?? ?? ?? ?? ??? ????. 12? ???????? ?????? ??? ?? 6? ??? ??? ???? ??? ?? ???? 0.75% ???. ???? ???? 3.95%? ???. ??(1.32%)? ???(1.05%)? 1% ?? ???. ??(0.81%)? ??(0.59%), ???(0.58%)? ???? ??.

??? 6?? ?? ??? ????? ??? ?? ???? ????? ?? ??? ?? ??? ??. 6? ??? ????? 2005?? 0.37% ????, 2006?? 0.18% ????. 2007?? 0.03% ???? ? ??? 2008??? 0.09% ??? ???. ??? ??? ??? ???? ??? ? ?? ??? ??? ??? ??? ???? ??? ? ????? 9?? ??? ?? ??? ?? ???? ??? ??? ????.

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