???? ?????, ?? ???? 2%→5%?? ??
?? ???? ? ?? ??, 5? ?? ?? 90?? ??
????
?? 3?? ???? ????? ?? 2%??? 5%?? ??? ??? ????. ??? ???? ??? ????? ??? ?? ??? ???? ?????? ???? ??? ????.
3? ??? ?????? ??? 2023? ???? ?????? ???, KB????? ??????? ????? 2021? ?? ?? 2.88%?? 2022? 4.26%? ?? ? ?? ??? 5.11%? ????. ?? ?? ??? 2.99%?? 4.67%? ?? 5.13%? ????.
? ?? ?? ????? 2.92%?? 4.70%? ???. ?? ??? 2.92%?? 4.96%? ????. ????? ?? 2.85%?? 5.29%? ????. ?? ????? 3.09%?? 5.29%? ???.
????? ?? ??????? “?? ??? ?? ????? ????? ??? ?? 2021? ????? ??? ???? ???? ?? ???? ????? ??? ??”?? “???? ????? ????? 2022? ??? ???? ??? ??? ????? ???? ??? ??? ??? ??, ????? ?? ??? 2023?? ??? ?? ??? ??? ????? ????”? ???.
???? ???? ????? ?? 2.98%?? 5.07%?, ?? 3.03%?? 5.12%? ?? ????. ????? ?? 2.85%?? 5.17%, ?? 3.1%?? 5.23%? ???.
????? ?? 2.70%?? 5.12%, ?? 2.94%?? 5.12%? ???. NH????? ?? 2.60%?? 5.00%, ?? 2.90%?? 5.18%? ????.
????? ????? “?? ??? ????? ???? ?????? ???? ? ?? 2022?? ?? ????? ????? ????? ????, ??? ???? ?? ? ????? ?? ????? ???? ??”??? ????.
????? ???? ???? ??? ????? ????? ??. ???? ????? 2021? 9?6244???? 2022? 14?1016??? ?? ??? 21?294???? ????.
?????? ????? ?? ????? 2021? 7?2648??, 2022? 8?6988 ??? 9?4630?? ??? ????. ?????(NIM)? 2021? 1.58%, 2022? 1.73%, 2023? 1.83%? ????.
? ?? ????? ?? ????? 8?2740???? 18?591???? ????. ????? 5?7889???? 7?2850???? ????. NIM? 1.41%?? 1.62%? ???.
???? ????? 7?9824???? 18?6619???? ????. ????? 5?6325???? 7?3585?? ??? ???. NIM? 1.41%?? 1.59%? ????.
???? ????? 7?5734???? 16?9818???? ???. ????? 5?3475???? 6?6885???? ???. NIM? 1.37%?? 1.56%? ???.
???? ????? 7?9875???? 16?4756???? ????. ????? 5?8096???? 7?6878?? ??? ???. NIM? 1.60%?? 1.96%? ????.
?? ???? ? ?????? ????? ?? KB????? 2021?? 2022? 26.0%?? ??? 25.3%? ????. ??????? 2021? 26.04%?? 2022? 23.42%? ???? ??? 24.87%? ????.
??????? 2021? 25.63%, 2022? 27.50%, ??? 28.6%? ????. ??????? 2021? 25.29%, 2022? 26.19%, ??? 29.82%? ????.
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