???, '2021? ????? ??' ??
?? 1?7918??, ???? 1.1% ??
20? ??? 0.60%…???? ?? ??
??? ????(?????) 1?? ?? ??? 1?8000??? ?? ??? ????. ???? ????? 1? ??? ?? ???? ???? ???? ??? ?? ?? ?? ???? 3? ?? ???? ????.
???? 21? ??? ‘2022? ??????? ????? ??(??)’ ??? ??? 2022? 12? ? ?? ????? ?? ???? 1?7918???? ??(1?7717??)?? 1.1%(201??) ????.
???19 ?? ??? ?? ?? ? ??? ???? ???? ?? ???? ????. ???? ??? ?? 2017? ?? ?? ?? ?? ????.
???? ?? ?? ???? 2019? 2.4%(372??)?? ???19 ? ?? 2020? 5.4%(869??)? ????, ??? ???? ?? ???? 2021??? 5.3%(887??) ???.
???? ?? ?????? 6.2% ??? ??, ????? 4.2% ????. ???? ??? ??? ????? ????? 1.6% ???? ??????? 5.3% ????.
2021? 12? ????? 1.00%??? 1? ?? 6?? ??? ????? ??? 12??? 3.25%?? ????. ??? 3.50%? ?? ???.
? ?? ??? ??? ?? ???? ???(???? ??)? 0.37%? ??? ?? 0.05%???(p) ????. ???? ???? ??? ?? 2019? ?? 3? ???.
??? ?? ?????? ????, ???? ???? ?? ?? ???? ??? ??? ???(0.10%p) ???? ?????.
??? ???? “???19 ???? ???? ??? ??? ???? ?? ???? ????? ???? ????, ????? ? ? ???? ???? ? ??? ??? ???”? ????.
???? ?? 50? ?? ??? 2?508???? ?? ???. ?? 40? 2?144??, 60? 1?8364?? ???. ?? ???? 40?? 3.3%(648??), 29? ??? 2.1%(124??) ??? ??.
???? 29? ??? 0.10%p ???? 0.60%? ?? ???. 40? 0.39%, 50? 0.37%, 60? 0.36%, 30?? 0.31%? ? ????? ???? ???? ????.
??? ??? ??·?????? 6?770???? ?? ???? ????? ?? ???. ?? ???? 2?9216??, ??? 2?6474??, ??? 2?5604??, ??·??·?? 1?7255??, ??·???·?? 1?6601?? ??? ???.
???? ???? ???? 0.15%p ??? 0.81%? ?? ???. ???? 0.58%, ????·?? 0.48%, ??? 0.39%, ??? 0.37% ??? ???.
???? ???? ?? ??? ????, ???? ????? ?? ??? ????.
???? 10?? ??? ????? ?? ??? 8?6801????, 5?~10??? 3?7447??, 3?~5??? 2?8468????. ??? 10?? ??? ????? ???? ??? 0.13%? ??(0.10%)? ?? ?? ????. ?? 3000?? ??? 0.81%? ??(0.65%)? ??? ???? ??? ???.
???? ?? ????? ?? ??? ????? ???? ?? ?????? ???.
???? ?? ????? ?? ??? 3?9523????, ???? 1.9%(719??) ????, ???? ?? ????? 1?553???? ???? 5.9%(660??) ????.
??? ?? ??? ??? ??? ???? ??? ??? ??? ????.
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