????? ?? ???? 7% ??, ????? 6% ??
?????? 10% ???, ??? NIM ??? ?? ??↑
??????? ?????? ??? ????? ??? ??? ?? ??? ??? ??. ???????? ?? ?? ??? 7%? ???. ???? ?????(NIM) ??? ???? ?? ??? ????? ??? ?? ??? ??? ??.
27? ?????? ??? ????? 8? ?? ??? ?? ??? ?? 7.18%? ????. ?????? 7.08%? ????. ?? ????? ?? 4? ?? ??? 6.57%, ?????? 5.73% ????. ??? ???? 4?? ? ?? ??? ?? 0.61%???, 1.35%??? ????.
????? ?? ?? ??? ?? 5% ????? ???? ??. 8? ?? ??? ??? ??? KB???? 5.75%, NH???? 5.69%, ???? 5.64%, ???? 5.60%, ???? 5.57% ??? ????. ?? ??? ????? ????? ???? ???? ??. 5? ?? ? ????? ?????(KCB) ??? 650? ??? ?? 10%? ?? 13%??? ????.
???? ???? ??? ????? ??? ?? ?? ?? ??? ?? ??? ????? ???. ????? ??? ???? ???? ??? ??? ??? ????? ?? ??? ?? ?? ?? ??? ??? ??.
??? ??? ??? ??? ?? ???? ????? NIM? ????. ???? ??? ????? ???? ?? NIM ??? ???? ??. NIM? ???? ?? ??? ????? ????? ??? ??? ??? ?? ????.
???? NIM? 2020? 1.51%, 2021? 1.58%, ??? 1.73%? ?? ? ??? 1.82%? ????. 3??? 1.84%? ????. ???? NIM? 2020? 1.37%, 2021? 1.41%, ??? 1.63%? ???, ? ??? 1.62%? ?? ????.
???? NIM? ??? ??? ?? 2021? 1.38%, ??? 1.55%, ?? 1.64%? ????. ???? NIM? 2020? 1.33%, 2021? 1.37%, ??? 1.59%, ? ??? 1.62%? ???. 3??? 1.55%? ????.
???? ???????(CFO)? ??? ???? ?? 3?? ???? ??????? “?? ??? ??? ?? ?? ?? ??? ????? ????? ??? ??? ???, ?? ????(???)? ????? ???? ??”? “?? ???? ? NIM? ?? ??? ??? ???? ??”? ????.
? ???? “?? ??? ??? ??? ??? ??? ??? ???? ?? ?? ?”??? “4??? 1bp(1bp=0.01%???) ???? ??? ???? ?? ?? NIM? 1.83% ??? ??? ???. ???? ??? 1bp ??? ???? ??? ??? ????”? ????.
??? ?????? ???(CFO)? “??? ??? ??? ???? ??? ??? ??? ???? ??”? “????? ?? ??, ???? ???? ?? ???? ?? ??? NIM ?? ??? ??? ??? ????”? ???.
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