■ ??? ?????? ?? ??????? 10??? ????? ??????? ?? ? 13.5%?? 10.5%? ???? ??? 12? ???. ????? ?? ? 13.5%? ????? ??????? 9??? ? 11.5%? ??? ?????? ?? ?? 13.5%? ???? ????? 9??? 11.0%? ???? ??. NH????? 8?? ??????? 6.1%? ???? 0.1%??? ??? ??HSBC??? 4.8~6.55%?? ????? ??????? 8?? 4.38~6.45%? ???. PCA??? 8??? ????? ??????? 4.9~7.5%?? 4.6~6.5%? ???.
■ ??? ??·?? ???? ?? ???????? ‘??? ??·?? 5?? ??’? ???? ???? ???? ?? ???? ?? ??? ???? ‘??? ??·??????’? ????? 12? ???. ????? ??? ??????? ??? ?? ??? ????? ??? ??? ????? ????. ? ????? ??? ??? ?? ??? 43?? ?? ????? ?? ??? ??? ??? ?? ????? ???? ???? ????? ???.