[??? ???]???????? ?? ??

????????? ??? 3?? ?? ??? ??? ???. 15? ???????? ????????? ???? 3000?(2.03%) ??? 14?5000?? ?? ????.

?? ????????? 3?? ???? 1890? ??? ??? ?? ???? 30% ????? ????? 89? ??? ???? 12.9% ????? ????.

??????? ????????? ?? 3?? ??? ??? ??? ??? ????? ????? 17? ??? 15? ??? ?? ????. ????? ‘??’?? ‘??’? ???.

??? ?? teller@donga.com