[???]???Ⅳ ???? ??? ??? ??? ??

??? ???Ⅳ ??? ??? ????? ??? ????? ?? ???D? ???? ????? ??? ????? ?? ???? ????.

????? 9? 30? ?? ???? 3.27%(6500?) ??? 20?5000?? ?????. ??????? ??? ???????(? ????)? 3? ?? ?? 6% ???? ????? ?????? 5% ?? ??? ??.

??? ????? ??????? ??? ????.

?? 3?? ??? ??? ???????? ???ENG? 5% ?? ??? ??? ?????, ??? ???.

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